Can I insure my pets?

Is there an insurance company, either in Bangkok or Phuket, that offers animal insurance?

  • Asked on Saturday, September 29, 2007 | 11:50 AM
    Alistair Beveridge, Rawai.

I am not aware of pet insurance being available in Thailand, but you would need to check with a good broker to be sure.

Pet insurance is a relatively recent introduction in the West, but it is already a huge business there because of the very high veterinary charges in the West. In Thailand, vet charges are generally around 10% of what you would pay in the West for a major operation. This of course begs the question as to whether pet insurance is really necessary here.

  • Answered on Saturday, September 29, 2007 | 11:50 AM
    Gazette columnist Top Dog.

Private insurance companies such as Mittare Insurance Co Ltd, based in Bangkok, offer animal insurance for pet owners throughout Thailand. Call them for more information at 026-407799, then press 0, or click here to email them.

  • Answered on Saturday, September 29, 2007 | 11:50 AM
    Khao Rang Pet Hospital.

Most insurance companies that provide insurance packages for houses will cover the liability from injuries and damages caused by your pets, but only on the premises. Thai Sri Insurance [formerly Thai Zurich Insurance Company] provides a higher level of cover in this respect. They will also cover the loss of a pedigree dog or cat. A section of their Home Care Premier Insurance policy reads:

The company will indemnify the insured for the cost of replacing the pet(s) in respect of accidental death caused by violent external and visible means, occurring whilst the pet(s) is/are confined within the premises with another of the same breed, sex and pedigree up to aggregate limit stated in the Schedule in respect of all the insured’s pet(s).

Except:

a) Any physical defects, illness or disease known to the Insured when the Policy was taken up or at renewal and not accepted in writing by the Company.

b) Aged under 3 months or over 5 years old.

c) Undergoing or has undergone surgery not necessitated by accidental bodily injury not necessary to save the pet(s) life, which results in its death.

This extension shall not apply to pet(s) other than dog and cat.

If you need more insurance information you can visit our office in Phuket City or click here to email us.

  • Answered on Saturday, September 29, 2007 | 11:50 AM
    Eric Dohlon of insurance brokerage firm PCD Consultants.
Send a letter about this Issue & Answer